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This communication strictly intended for individuals residing in the states of AL,AZ,CA,CO,CT,FL,GA,IA,IL,MI,NC,NJ,NM,NY,OH,SC,TN,TX. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.

Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.

Securities and advisory services offered through Commonwealth Financial Network®.

Member www.FINRA.org , www.SIPC.org , a Registered Investment Advisor.

https://content.commonwealth.com/repsitecontent/Form-CRS-Online.pdf

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